Note of the month
What is the truth of increasing the retirement age?
Among the news of November 1402, the news of increasing the retirement age became hot. According to the labor law, the retirement age in Iran for men is 30 years of continuous work and for women, it is 25 years, if there is no unemployment during this period and the worker survives accidents caused by the harshness and insecurity of the work environment or diseases. If he wins, he will retire as long as he is alive or his insured spouse is alive. . . can use pension rights.
The retired person receives his salary from the pension fund. Every month, the worker or official employee pays a percentage of his salary to the pension fund to which he belongs, and these funds remain in the fund during his service, and the fund participates in investments from the sum of these funds and earns its profit. . The monthly payments of workers and employees and the investment profits of the funds constitute the assets of the pension funds, whose main owners, according to the law, are the workers and employees of the insurer. Pensioners’ salaries are paid from these assets. But sometimes it is pretended that the pensioners’ salaries are paid by the government. However, not only is this not the case, sometimes governments take their budget deficits from pension funds as a loan, but do not return it to the funds. Every year that passes, not only the debt of the government to the funds does not decrease, but the government becomes the super-debtor of the funds. According to the news, the government is the biggest debtor of pension funds. The issue of increasing the retirement age starts here. The government’s withdrawals from the sources of the funds and its unknown expenses and the failure to return the withdrawn funds to the funds gradually bring the funds to a point where they are unable to pay the pensioners’ salaries and their annual increase. And the crisis begins.
There is no other way to solve this crisis, and that is to pay the government’s debts to the funds. And since this does not happen, the government considers it necessary for the workers and employees, each of them to work one to five years more depending on the year of employment, that is, to retire one to five years later, that is, one to five years more than sell their thirty years of life (their physical, mental, scientific and technological strength) for a wage that is less than a third of the poverty line, so that the funds can cover a part of their budget deficit by paying their insurance premiums do This is the main issue of raising the retirement age.
