Red alarm for big money
The new order of the central bank says:
If the level of banking activity of unemployed or inactive people exceeds the set limit, which indicates a significant difference (10 times the set level) in the transfer of money, bank branches, in addition to calling the person in question, should immediately inform the person confidentially and without the person’s knowledge. in question, inform the anti-money laundering unit of the relevant bank that the aforementioned unit must send a report of suspicious transactions and operations to the Financial Information Center of the Ministry of Economic Affairs and Finance no later than the end of the same working day.
With this account, unemployed or inactive people cannot have card readers or have facilities and business accounts, and inactive companies cannot open accounts with banks or request acceptance or payment instruments or facilities and checkbooks from banks.
The central bank has announced that the level of expected banking activity of unemployed or inactive persons means the prediction of the total maximum turnover of debtors and creditors of all bank deposit accounts of unemployed natural persons or inactive legal entities with each bank in one year periods.
If the expected level of activity of a natural person without a job due to the presence of continuous non-employment income such as receiving rent from real estate or interest received from bank deposits, etc., is more than the allowed level of activity expected for unemployed persons, the bank must in any case after receiving Affirmative documents based on the existence of continuous non-occupational incomes in the same calendar year and in the name of the mentioned person, to notify the central bank.
Unemployed natural persons can, in case of objection to the expected level of activity determined in the bank, within a maximum period of 2 months after being informed of the determined expected activity level, refer to the bank and submit the relevant documents and request for an increase in the level of activity. Expect to give up. The non-appeal of a natural person without a job to the bank, within the set time limit, will be the confirmation of the set expected activity level.
According to this report, from now on, banks will systematically maintain the expected activity level of each natural person without a job or inactive rights, and will calculate the achieved activity level of these people no later than 48 hours from the time of each transaction; In such a way that in case the realized activity level of an unemployed natural person or an inactive legal entity exceeds the expected activity level before the expiration of one year, the situation will be announced automatically.
According to the new rules announced by the central bank, the limit of banking activity for each retiree will be 2 billion tomans per year, pensioners will be 1 billion tomans, and unemployed people or tax-inactive companies will be 500 million tomans. If these people have more banking activity or transaction than the expected limit, they must prove to the bank what the income or money exchanged in their account was for.
This post is written by shadmanamini