What is the balance of the insurance account?
Based on articles 37 and 38 of the Social Security Law, the final settlement is with the Social Security Organization.
⁉ What should we do to get an account without paying the settlement amount?
If the contractor objects to the calculation of the insurance premium, he can object to it within 30 days. He must write his objection in the relevant form and deliver it to the revenue expert. If the calculated insurance premium is acceptable, after paying the insurance premium, The process of writing the settlement of accounts begins and usually it is prepared and delivered within a week if there is no rush.
How is the insurance settlement issued?
Insurance settlement? In this article, I would like to accompany you about the methods and steps of obtaining insurance settlement from the branches of the Social Security Organization. Always after the completion of the contract, the contractor or the executor must get an insurance settlement form from the branch where the work is performed (the same branch that took the workshop code and contract row). This form is issued according to the submission of the letter of termination of the contract issued by the employer, in which the details and information of the contract are mentioned (after the contractor’s request to issue a statement of account, the revenue expert sends a letter to the employer to provide the contract information which includes the start and end date, gross amount of work, mechanical or non-mechanical percentage, etc. I suggest that before applying for insurance, a letter should be sent to the employer and ask for all the information Send it to the relevant branch. After the letter is ready, the representative of the contractor (or the company) will take it to the organization so that the process can be done faster and if you have an electronic notification form, it will be notified to the contractor (company) through the organization’s portal.
How to calculate contract premiums
I must say that contracts are divided into three types: 1- construction projects, 2- non-construction projects, and 3- special non-construction projects, and each has its own rate, which I will mention below.
Construction contracts:
The rate of consulting contracts is 15.6%, of which 3.6% is the contractor’s share and the rest is the employer’s share
The rate of contracting contracts is 6.6%, of which 1.6% is the contractor’s share and the rest is the employer’s share.
Non-construction contracts:
Contracts where the provision of services and the provision of materials and consumables are the responsibility of the contractor and are mechanical, 7% plus one ninth (1/9) of unemployment insurance, i.e. 7.78%
Service contracts and wages that are non-mechanical and consumable parts and materials are the responsibility of the employer, the calculation rate will be 15% plus one ninth (1/9).
Mechanical and non-mechanical percentage contracts will be calculated at the rate of 7 percent for the mechanical part and 15 percent for the non-mechanical part.
Special non-construction contracts:
It includes contracts for auditing, gas supply, green space, research, buying and selling, etc., which we have explained in detail in the unsaid file of insurance settlements about its calculation rate.
Municipal service contracts and green spaces
These contracts, which are concluded with the maintenance and services of the green spaces of the parks, are usually calculated by the branch with a factor of 70% mechanically, with a factor of 7% and 30% non-mechanically, and with a factor of 15% including unemployment insurance, but it is suggested that all Check the angles of these types of contracts and act with full knowledge about concluding the contract because in some of these contracts there are clauses and points that are out of the above calculation. I have talked about all these points in the unsaid file of settlement of accounts.